🏙️ Gulf Cost of Living Calculator 2026

Estimate your full monthly budget for Dubai, Abu Dhabi, Doha, Riyadh, Kuwait City, Manama and Muscat — rent, food, transport, school and more.

Plan your Gulf budget before you move. Cost of living varies enormously across Gulf cities — a comfortable lifestyle in Doha may cost QAR 8,000–15,000/month while the same lifestyle in Dubai could cost AED 10,000–20,000. Use this calculator to estimate your realistic monthly expenses across housing, food, transport, schooling, and entertainment based on your actual lifestyle choices.

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🌍 How Other Gulf Cities Compare

⚠️ Estimates based on 2025–2026 market data. Actual costs vary by area, employer benefits, and personal choices.

Cost of Living FAQs

Which Gulf city is cheapest to live in?

Muscat (Oman) is generally the most affordable Gulf city for expats, with lower rents and daily costs than Dubai or Abu Dhabi. Manama (Bahrain) is also significantly more affordable, partly because many residents commute from Saudi Arabia. Riyadh and Jeddah fall in the middle, while Dubai and Abu Dhabi tend to be the most expensive overall.

Does my employer pay for housing in the Gulf?

Many Gulf employers provide a housing allowance (typically 10–25% of salary) or company-provided accommodation. If you receive a housing allowance, your actual out-of-pocket housing cost is the difference between the allowance and actual rent. Always negotiate housing support in your employment offer — it's standard practice in the GCC.

Is schooling expensive for expat children in the Gulf?

International schools are the most significant variable cost for expat families with children. Fees range from AED 20,000 to over AED 100,000 per year per child in Dubai. Some employers cover school fees partially or fully as part of the package — always check if this is included before accepting any offer.

How much should I save from my Gulf salary?

With no income tax, many Gulf expats aim to save 30–50% of their salary. The key is to negotiate housing and schooling allowances on top of your base salary, which significantly reduces your monthly expenses. Living frugally in year 1 while building savings is a common and effective strategy.